/* ════════════════════════════════════════
   تسديد قروض — Shared CSS
   ════════════════════════════════════════ */
@import url('https://fonts.googleapis.com/css2?family=Cairo:wght@400;600;700;900&family=Tajawal:wght@400;700;900&display=swap');

:root {
  --g1: #1a7a42; --g2: #22a057; --g3: #e8f7ef; --g4: #c8ecd8;
  --navy: #1a2e44; --navy2: #243d58; --navy3: #0f1e2e;
  --gold: #c9a227; --gold2: #f0c040;
  --white: #ffffff; --bg: #f6f9f7; --bg2: #edf2ee;
  --text: #1a2e44; --mid: #4a6a55; --muted: #7a9a85;
  --red: #c0392b; --amber: #d97706;
  --shadow: 0 4px 24px rgba(26,46,68,.08);
  --shadow-lg: 0 12px 48px rgba(26,46,68,.14);
  --radius: 16px; --radius-sm: 10px; --radius-lg: 24px;
  --transition: .22s cubic-bezier(.4,0,.2,1);
}
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: 'Cairo', 'Tajawal', sans-serif;
  background: var(--bg); color: var(--text);
  overflow-x: hidden; line-height: 1.7;
  padding-bottom: 56px;
}
img { max-width: 100%; height: auto; display: block; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }

/* ── TOPBAR ── */
.topbar {
  background: var(--navy3); color: rgba(255,255,255,.85);
  text-align: center; padding: 8px 20px;
  font-size: 12.5px; font-weight: 700; letter-spacing: .3px;
  display: flex; align-items: center; justify-content: center; gap: 18px; flex-wrap: wrap;
}
.topbar a { color: var(--gold2); }
.tb-sep { color: rgba(255,255,255,.2); }

/* ── NAV ── */
.nav {
  background: var(--white); box-shadow: 0 2px 20px rgba(26,46,68,.07);
  position: sticky; top: 0; z-index: 90;
  padding: 0 5vw; display: flex; align-items: center;
  justify-content: space-between; height: 66px;
}
.nav-brand { display: flex; align-items: center; gap: 11px; }
.nav-icon {
  width: 42px; height: 42px; background: var(--g1);
  border-radius: 11px; display: flex; align-items: center;
  justify-content: center; font-size: 1.3rem; flex-shrink: 0;
}
.nav-title { font-size: 15px; font-weight: 900; color: var(--navy); line-height: 1.2; }
.nav-title small { display: block; font-size: 10px; font-weight: 600; color: var(--muted); }
.nav-links { display: flex; align-items: center; gap: 4px; }
.nl {
  padding: 7px 13px; border-radius: 8px; font-size: 13px;
  font-weight: 700; color: var(--mid); transition: all var(--transition);
}
.nl:hover, .nl.active { background: var(--g3); color: var(--g1); }
.nav-cta {
  background: var(--g1); color: var(--white);
  padding: 10px 22px; border-radius: 50px;
  font-size: 13px; font-weight: 800;
  display: flex; align-items: center; gap: 7px;
  transition: all var(--transition); white-space: nowrap;
  margin-right: 8px;
}
.nav-cta:hover { background: var(--g2); transform: translateY(-1px); }
.nav-toggle {
  display: none; background: none; border: none;
  width: 38px; height: 38px; cursor: pointer;
  flex-direction: column; align-items: center;
  justify-content: center; gap: 5px; border-radius: 8px;
}
.nav-toggle span {
  display: block; width: 22px; height: 2px;
  background: var(--navy); border-radius: 2px;
  transition: all var(--transition);
}
.nav-drawer {
  display: none; position: fixed; inset: 0; z-index: 100;
  background: rgba(26,46,68,.5); backdrop-filter: blur(4px);
}
.nav-drawer.open { display: block; }
.drawer-inner {
  position: absolute; top: 0; right: 0; bottom: 0;
  width: min(320px, 85vw); background: var(--white);
  padding: 24px 20px; display: flex; flex-direction: column; gap: 8px;
  box-shadow: -8px 0 40px rgba(26,46,68,.15);
}
.drawer-close {
  align-self: flex-end; background: var(--bg);
  border: none; width: 34px; height: 34px; border-radius: 8px;
  cursor: pointer; font-size: 16px; color: var(--mid);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 12px;
}
.drawer-inner .nl {
  padding: 12px 16px; border-radius: 10px; font-size: 14px;
  display: block; border-bottom: 1px solid var(--bg2);
}
.drawer-cta {
  margin-top: 12px; background: var(--g1); color: var(--white);
  padding: 14px; border-radius: 12px; text-align: center;
  font-weight: 800; font-size: 15px;
}

/* ── BREADCRUMB ── */
.breadcrumb {
  background: var(--bg2); padding: 10px 5vw;
  font-size: 12.5px; color: var(--muted); display: flex;
  align-items: center; gap: 6px; flex-wrap: wrap;
}
.breadcrumb a { color: var(--g1); font-weight: 600; }
.breadcrumb span { color: var(--muted); }

/* ── HERO ── */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, #0f2d1a 100%);
  color: var(--white); padding: 72px 5vw 90px;
  position: relative; overflow: hidden; text-align: center;
}
.hero::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(ellipse at 15% 60%, rgba(26,122,66,.3) 0%, transparent 55%);
}
.hero-dots {
  position: absolute; inset: 0;
  background-image: radial-gradient(circle, rgba(255,255,255,.035) 1px, transparent 1px);
  background-size: 30px 30px;
}
.hero-inner { position: relative; max-width: 820px; margin: 0 auto; }
.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.18);
  backdrop-filter: blur(8px); padding: 7px 18px; border-radius: 50px;
  font-size: 13px; font-weight: 700; color: rgba(255,255,255,.9);
  margin-bottom: 28px;
}
.hero-badge b { background: var(--gold); color: var(--navy); padding: 2px 10px; border-radius: 50px; font-size: 11px; }
.hero h1 {
  font-size: clamp(28px, 5.5vw, 54px); font-weight: 900;
  line-height: 1.2; margin-bottom: 18px;
}
.hero h1 b { color: var(--gold2); display: block; }
.hero-sub {
  font-size: clamp(15px, 2.5vw, 19px); color: rgba(255,255,255,.75);
  margin-bottom: 38px; line-height: 1.8;
}
.hero-btns {
  display: flex; flex-wrap: wrap; gap: 14px; justify-content: center;
  margin-bottom: 16px;
}
.btn-call {
  background: var(--g1); color: var(--white);
  padding: 15px 34px; border-radius: 50px;
  font-size: 15px; font-weight: 900;
  display: inline-flex; align-items: center; gap: 9px;
  transition: all var(--transition);
  box-shadow: 0 4px 24px rgba(26,122,66,.4);
}
.btn-call:hover { background: var(--g2); transform: translateY(-2px); box-shadow: 0 8px 32px rgba(26,122,66,.5); }
.btn-wa {
  background: rgba(255,255,255,.1); border: 2px solid rgba(255,255,255,.25);
  color: var(--white); padding: 15px 30px; border-radius: 50px;
  font-size: 14px; font-weight: 800;
  display: inline-flex; align-items: center; gap: 9px;
  transition: all var(--transition); backdrop-filter: blur(8px);
}
.btn-wa:hover { background: rgba(255,255,255,.2); transform: translateY(-2px); }
.hero-note { font-size: 12px; color: rgba(255,255,255,.45); }
.hero-trust {
  display: flex; flex-wrap: wrap; gap: 12px;
  justify-content: center; margin-top: 42px;
}
.ht {
  background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.14);
  padding: 8px 18px; border-radius: 50px; font-size: 13px; font-weight: 700;
  color: rgba(255,255,255,.85);
}
.hero-wave { position: absolute; bottom: -1px; left: 0; right: 0; width: 100%; height: 52px; }

/* ── ELIGIBILITY BAR ── */
.elig {
  background: var(--navy); padding: 20px 5vw;
  display: flex; flex-wrap: wrap; align-items: center;
  justify-content: center; gap: 10px;
}
.elig-label { color: rgba(255,255,255,.55); font-size: 13px; font-weight: 700; }
.ep {
  display: flex; align-items: center; gap: 6px;
  padding: 6px 14px; border-radius: 50px; font-size: 13px; font-weight: 700;
}
.ep.y { background: rgba(26,122,66,.3); border: 1px solid rgba(26,122,66,.5); color: #4ade80; }
.ep.n { background: rgba(192,57,43,.2); border: 1px solid rgba(192,57,43,.3); color: #f87171; }

/* ── STATS ── */
.stats-wrap { background: var(--bg); padding: 0 5vw; }
.stats {
  background: var(--white); padding: 36px 5vw;
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px;
  max-width: 900px; margin: 0 auto;
  border-radius: 0 0 var(--radius-lg) var(--radius-lg);
  box-shadow: var(--shadow);
}
.stat { text-align: center; padding: 16px 8px; }
.stat-n { font-size: 34px; font-weight: 900; color: var(--g1); line-height: 1; }
.stat-l { font-size: 12px; color: var(--muted); margin-top: 5px; font-weight: 600; }

/* ── SECTION ── */
.sec { padding: 72px 5vw; }
.sec-g { background: var(--bg); }
.sec-w { background: var(--white); }
.sec-dk { background: var(--navy); }
.sec-head { text-align: center; margin-bottom: 50px; }
.sec-eye {
  font-size: 11px; font-weight: 800; letter-spacing: 2.5px;
  text-transform: uppercase; color: var(--g1); margin-bottom: 10px;
  display: flex; align-items: center; justify-content: center; gap: 8px;
}
.sec-eye::before, .sec-eye::after {
  content: ''; flex: 0 0 30px; height: 1px; background: var(--g4);
}
.sec-title { font-size: clamp(22px, 4vw, 36px); font-weight: 900; color: var(--navy); margin-bottom: 14px; }
.sec-sub { font-size: 15px; color: var(--muted); max-width: 540px; margin: 0 auto; line-height: 1.8; }
.max { max-width: 1140px; margin: 0 auto; }

/* ── CARDS ── */
.cards-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.card {
  background: var(--white); border-radius: var(--radius);
  overflow: hidden; box-shadow: var(--shadow);
  transition: transform var(--transition), box-shadow var(--transition);
  border: 1px solid rgba(26,122,66,.08);
}
.card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }
.card-top { background: linear-gradient(135deg, var(--navy), #0f2d1a); padding: 28px 24px 22px; }
.card-ico { font-size: 2.2rem; margin-bottom: 12px; }
.card-top h3 { color: var(--white); font-size: 18px; font-weight: 800; line-height: 1.4; }
.card-body { padding: 22px 24px 26px; }
.card-body p { font-size: 14px; color: var(--muted); line-height: 1.85; margin-bottom: 18px; }
.card-link {
  color: var(--g1); font-size: 13px; font-weight: 800;
  display: inline-flex; align-items: center; gap: 5px; transition: gap var(--transition);
}
.card-link:hover { gap: 10px; }

/* ── STEPS ── */
.steps { display: flex; flex-direction: column; gap: 0; max-width: 680px; margin: 0 auto; }
.step { display: flex; gap: 24px; }
.step-l { display: flex; flex-direction: column; align-items: center; flex-shrink: 0; }
.step-num {
  width: 48px; height: 48px; border-radius: 50%;
  background: var(--g1); color: var(--white);
  font-size: 18px; font-weight: 900;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 4px 16px rgba(26,122,66,.3); z-index: 1; position: relative;
}
.step-line { flex: 1; width: 2px; background: linear-gradient(to bottom, var(--g1), rgba(26,122,66,.1)); margin: 4px 0; }
.step-last .step-line { display: none; }
.step-body { padding: 4px 0 44px; }
.step-body h4 { font-size: 17px; font-weight: 800; color: var(--navy); margin-bottom: 7px; }
.step-body p { font-size: 14px; color: var(--muted); line-height: 1.8; }

/* ── WHY GRID ── */
.why-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.wc {
  background: var(--white); border-radius: var(--radius);
  padding: 30px 22px; text-align: center;
  border: 1px solid rgba(26,122,66,.1);
  transition: transform var(--transition), box-shadow var(--transition);
}
.wc:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.wc-ico { font-size: 2rem; margin-bottom: 13px; }
.wc h3 { font-size: 16px; font-weight: 800; color: var(--navy); margin-bottom: 8px; }
.wc p { font-size: 13px; color: var(--muted); line-height: 1.7; }

/* ── CTA BAND ── */
.cta-band {
  background: linear-gradient(135deg, var(--g1), #0a4a22);
  padding: 56px 5vw; text-align: center; color: var(--white);
  position: relative; overflow: hidden;
}
.cta-band::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(ellipse at 80% 50%, rgba(255,255,255,.06) 0%, transparent 60%);
}
.cta-band .inner { position: relative; }
.cta-band h2 { font-size: clamp(20px, 3.5vw, 30px); font-weight: 900; margin-bottom: 8px; }
.cta-band p { font-size: 16px; color: rgba(255,255,255,.75); margin-bottom: 30px; }
.cta-band .btn-call { margin: 0 auto; font-size: 17px; padding: 16px 42px; }

/* ── TESTIMONIALS ── */
.testi-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.tc {
  background: var(--white); border-radius: var(--radius);
  padding: 28px; border: 1px solid rgba(26,122,66,.1);
  position: relative; box-shadow: var(--shadow);
}
.tc::before {
  content: '"'; position: absolute; top: 14px; right: 18px;
  font-size: 80px; color: var(--g3); font-family: serif; line-height: 1;
}
.tc-stars { color: var(--gold); font-size: 17px; margin-bottom: 14px; }
.tc p { font-size: 14px; color: var(--muted); line-height: 1.85; margin-bottom: 18px; position: relative; z-index: 1; }
.tc-name { font-size: 14px; font-weight: 800; color: var(--navy); }
.tc-role { font-size: 12px; color: var(--muted); }

/* ── FAQ ── */
.faq-list { max-width: 740px; margin: 0 auto; display: flex; flex-direction: column; gap: 12px; }
.faq-item {
  background: var(--white); border-radius: var(--radius-sm);
  border: 1px solid rgba(26,122,66,.12); overflow: hidden;
  transition: box-shadow var(--transition);
}
.faq-item.open { box-shadow: var(--shadow); }
.faq-q {
  width: 100%; background: none; border: none; padding: 18px 22px;
  display: flex; align-items: center; justify-content: space-between; gap: 14px;
  cursor: pointer; font-family: 'Cairo', sans-serif;
  font-size: 15px; font-weight: 700; color: var(--navy); text-align: right;
}
.faq-ico {
  width: 28px; height: 28px; border-radius: 50%;
  background: var(--g3); color: var(--g1);
  display: flex; align-items: center; justify-content: center;
  font-size: 18px; font-weight: 900; flex-shrink: 0;
  transition: transform .3s, background var(--transition);
}
.faq-item.open .faq-ico { transform: rotate(45deg); background: var(--g1); color: var(--white); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height .4s ease, padding .3s; }
.faq-item.open .faq-a { max-height: 300px; padding: 0 22px 20px; }
.faq-a p { font-size: 14px; color: var(--muted); line-height: 1.9; }

/* ── FOOTER ── */
.footer { background: var(--navy3); color: rgba(255,255,255,.65); padding: 56px 5vw 0; }
.footer-grid {
  display: grid; grid-template-columns: 2.2fr 1fr 1fr 1fr;
  gap: 44px; margin-bottom: 44px;
}
.fb-logo { display: flex; align-items: center; gap: 10px; margin-bottom: 16px; }
.fb-logo-icon {
  width: 40px; height: 40px; background: var(--g1);
  border-radius: 10px; display: flex; align-items: center;
  justify-content: center; font-size: 1.1rem;
}
.fb-logo-text { font-size: 15px; font-weight: 900; color: var(--white); }
.fb p { font-size: 13px; line-height: 1.9; max-width: 280px; margin-bottom: 18px; }
.fb-social { display: flex; gap: 10px; margin-bottom: 18px; }
.fs {
  width: 36px; height: 36px; border-radius: 9px;
  background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.12);
  display: flex; align-items: center; justify-content: center;
  font-size: 14px; transition: all var(--transition); color: rgba(255,255,255,.7);
}
.fs:hover { background: var(--g1); border-color: var(--g1); color: var(--white); }
.fb-contact { display: flex; flex-direction: column; gap: 8px; }
.fb-contact a {
  color: rgba(255,255,255,.65); font-size: 13px; font-weight: 600;
  transition: color var(--transition); display: flex; align-items: center; gap: 7px;
}
.fb-contact a:hover { color: #4ade80; }
.fc h4 { font-size: 14px; font-weight: 800; color: var(--white); margin-bottom: 16px; }
.fc ul { display: flex; flex-direction: column; gap: 9px; }
.fc ul li a {
  font-size: 13px; color: rgba(255,255,255,.55);
  transition: color var(--transition); display: flex; align-items: center; gap: 6px;
}
.fc ul li a:hover { color: #4ade80; }
.footer-btm {
  border-top: 1px solid rgba(255,255,255,.07);
  padding: 16px 0; text-align: center; font-size: 12px;
  color: rgba(255,255,255,.3);
}
.legal-note {
  background: rgba(0,0,0,.25); padding: 12px 20px;
  text-align: center; font-size: 11px; color: rgba(255,255,255,.35);
  line-height: 1.8; border-top: 1px solid rgba(255,255,255,.05);
}
.legal-note a { color: rgba(255,255,255,.5); text-decoration: underline; }

/* ── STICKY ── */
.sticky {
  position: fixed; bottom: 0; left: 0; right: 0;
  z-index: 99; display: grid; grid-template-columns: 1fr 1fr;
}
.st-btn {
  display: flex; align-items: center; justify-content: center; gap: 8px;
  padding: 14px; font-family: 'Cairo', sans-serif;
  font-size: 14px; font-weight: 800; border: none; cursor: pointer;
  text-decoration: none; transition: opacity var(--transition);
}
.st-btn:hover { opacity: .9; }
.st-wa { background: #16a34a; color: var(--white); }
.st-call { background: var(--g1); color: var(--white); }

/* ── PAGE HERO (inner pages) ── */
.page-hero {
  background: linear-gradient(135deg, var(--navy) 0%, #0f2d1a 100%);
  color: var(--white); padding: 56px 5vw 66px;
  text-align: center; position: relative; overflow: hidden;
}
.page-hero::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(ellipse at 20% 50%, rgba(26,122,66,.25) 0%, transparent 55%);
}
.page-hero .inner { position: relative; max-width: 720px; margin: 0 auto; }
.page-hero h1 { font-size: clamp(26px, 4.5vw, 44px); font-weight: 900; margin-bottom: 14px; }
.page-hero p { font-size: 16px; color: rgba(255,255,255,.7); line-height: 1.8; }

/* ── BLOG ── */
.blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.blog-card {
  background: var(--white); border-radius: var(--radius);
  overflow: hidden; box-shadow: var(--shadow);
  transition: transform var(--transition); border: 1px solid rgba(26,122,66,.07);
}
.blog-card:hover { transform: translateY(-5px); }
.blog-img {
  height: 180px; background: linear-gradient(135deg, var(--navy), var(--g1));
  display: flex; align-items: center; justify-content: center; font-size: 3rem;
}
.blog-body { padding: 20px 22px 24px; }
.blog-cat { font-size: 11px; font-weight: 800; letter-spacing: 1.5px; color: var(--g1); text-transform: uppercase; margin-bottom: 8px; }
.blog-body h3 { font-size: 16px; font-weight: 800; color: var(--navy); margin-bottom: 10px; line-height: 1.5; }
.blog-body p { font-size: 13px; color: var(--muted); line-height: 1.8; margin-bottom: 14px; }
.blog-meta { font-size: 12px; color: var(--muted); display: flex; align-items: center; gap: 8px; }

/* ── CONTACT ── */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 44px; align-items: start; }
.contact-form { background: var(--white); border-radius: var(--radius-lg); padding: 36px; box-shadow: var(--shadow); }
.fg { display: flex; flex-direction: column; gap: 5px; margin-bottom: 16px; }
.fg label { font-size: 13px; font-weight: 700; color: var(--mid); }
.fg label span { color: var(--red); }
.fg input, .fg select, .fg textarea {
  padding: 11px 14px; border: 1.5px solid rgba(26,122,66,.15);
  border-radius: var(--radius-sm); font-family: 'Cairo', sans-serif;
  font-size: 14px; color: var(--text); background: var(--bg);
  outline: none; transition: border-color var(--transition);
  width: 100%; appearance: none;
}
.fg input:focus, .fg select:focus, .fg textarea:focus {
  border-color: var(--g2); background: var(--white);
}
.fg textarea { resize: none; height: 120px; }
.submit-btn {
  width: 100%; padding: 14px; background: var(--g1); color: var(--white);
  border: none; border-radius: 50px; font-family: 'Cairo', sans-serif;
  font-size: 15px; font-weight: 800; cursor: pointer;
  transition: all var(--transition); margin-top: 4px;
}
.submit-btn:hover { background: var(--g2); }
.contact-info { display: flex; flex-direction: column; gap: 16px; }
.ci {
  background: var(--white); border-radius: var(--radius);
  padding: 22px 24px; display: flex; align-items: center; gap: 16px;
  box-shadow: var(--shadow); border: 1px solid rgba(26,122,66,.08);
  text-decoration: none; transition: transform var(--transition), box-shadow var(--transition);
}
.ci:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); }
.ci-ico {
  width: 48px; height: 48px; border-radius: 12px;
  background: var(--g3); display: flex; align-items: center;
  justify-content: center; font-size: 1.4rem; flex-shrink: 0;
}
.ci-text h4 { font-size: 14px; font-weight: 800; color: var(--navy); margin-bottom: 3px; }
.ci-text p { font-size: 13px; color: var(--muted); }
.map-embed { border-radius: var(--radius); overflow: hidden; margin-top: 16px; box-shadow: var(--shadow); }

/* ── ANIMATIONS ── */
@keyframes fadeUp { from { opacity:0; transform:translateY(24px); } to { opacity:1; transform:translateY(0); } }
@keyframes fadeDown { from { opacity:0; transform:translateY(-16px); } to { opacity:1; transform:translateY(0); } }
.reveal { opacity: 0; transform: translateY(28px); transition: opacity .65s ease, transform .65s ease; }
.reveal.vis { opacity: 1; transform: translateY(0); }
.hero-inner > * { animation: fadeUp .65s both; }
.hero-inner > *:nth-child(1) { animation-delay: .05s; }
.hero-inner > *:nth-child(2) { animation-delay: .12s; }
.hero-inner > *:nth-child(3) { animation-delay: .2s; }
.hero-inner > *:nth-child(4) { animation-delay: .27s; }
.hero-inner > *:nth-child(5) { animation-delay: .34s; }

/* ── RESPONSIVE ── */
@media (max-width: 1024px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .why-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 768px) {
  .nav-links { display: none; }
  .nav-toggle { display: flex; }
  .cards-grid, .testi-grid, .blog-grid { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .stats { grid-template-columns: repeat(2, 1fr); }
  .why-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr; gap: 28px; }
}
@media (max-width: 480px) {
  .stats { grid-template-columns: repeat(2, 1fr); }
  .why-grid { grid-template-columns: 1fr 1fr; }
  body { padding-bottom: 56px; }
}